The program allows for up to five authorized users as well as the possibility of creating a joint account with a second cardholder.Īim to pay your credit card statement in full, even if you qualify for the Apple Card’s best terms. After not allowing card holders to add another user to your credit card, Apple announced in April 2021 that users would be able to to share their card with family members through a new program called Apple Card Family. The high end of the range is relatively low, too, but you still don’t want to get caught paying that rate. Low end of APR range is among the best: If you can qualify for it, the Apple Card APR is one of the lowest out there, especially compared to the average cash-back credit card rate.
Goldman Sachs even offers tools to help non-cardholders improve their finances and get approved for the card. The in-app messaging makes it refreshingly simple to talk to customer service. The interactive features offer a new way to understand credit card interest and how your payment behaviors affect it.